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Monitor Loan Health

Your loan’s health factor is visible on the Loan Detail page. Your health factor shows how close the loan is to a price-based default. Note: a loan can default regardless of the health factor if not repaid before the due date.

To avoid a default by improving a loan’s health factor, you may either:

  1. Repay the loan early (partially or in full)
  2. Add additional collateral (top-up)